Jinto Jose
For 17 years in tech — 13 of them in data — I've turned silos of data into decisions people can act on. Today I help ING become AI-native: how teams work, decide and build when agents do more of the work. Before that I led ~55 people across four countries who owned data from system of record to the screen of the person using it — and on evenings and weekends I build AI-native apps myself.
Data that earns its keep. Teams that run themselves.
I sit where strategy, data and people meet. Here's what that looks like in practice.
Data & AI strategy
I connect big, siloed data into one picture that moves the P&L — and set the strategy that keeps it governed, traceable and as safe as the money. Data mesh, data marketplace, and a foundation ready for ML and GenAI.
Product culture
Start from the business problem, prototype early, aim for 10× better, fail fast and learn. I say no to the good-but-not-strategic so the right things actually ship.
Servant leadership
I hire managers who hire well, build self-organising teams on the Agile manifesto, and make sure the people in my stead are empowered to decide for themselves.
Small steps, scientifically
I taught Toyota Kata to my five direct reports; they teach theirs. Continuous improvement becomes a habit, not a programme.
The messy, high-stakes ones.
A selection from banking, trading and consulting — each one a real constraint, a real deadline, a real outcome.
One view of the sales pipeline
From reacting to predicting friction
Contact centres, globally
Moving the data estate
Growing a data organisation
Led Daily P&L, credit risk, VaR and accounting-position analytics for a commodity trader, with self-service BI on Tableau.
Automated release pipeline (CI/CD) at Shell — deployment time given back to the team.
Clearing production issues at Citi, some two years old, in under three months. A first for the team.
From programmer analyst to AI transformation lead.
Chennai, Amsterdam, Rotterdam, The Hague — and every step moved me closer to the people who use the data.
AI Transformation Lead Now
I help ING's strategy office make the organisation AI-native: how teams work, decide and build when agents do more of the work.
AI-native builder Live
Shipping my own products with the Claude API, Vercel and GitHub — from inbox intelligence to a banking-AI research tool. The portfolio on this site is the proof.
Head of (Data) Product — Service & Operations
Owned people, delivery, operations, transformation and budget for a cross-border data product area of ~55 people covering services, operations and KYC. End-to-end data, from system of record to the insight on screen.
Product Owner — Data management
Delivered the integrated sales data product for the domestic bank in NL and BE, and mentored other product owners.
Product Owner — Data, Analytics & Reporting
Grew from business analyst to product owner. Owned the BI backlog for 30+ subsidiaries; brought SAP data into the warehouse and self-service BI to the business.
BI Lead & Scrum Master
Led a globally distributed Scrum team (NL + India) on Shell's enterprise data warehouse platform.
MBA, and a BI internship
MBA at the University of Amsterdam, with a BI internship at TomTom on partner reporting and market-expansion analysis.
Programmer Analyst → Business Analyst & Project Lead
Real-estate banking systems, then led the migration of a product from Microsoft Access to a web app.
BTech, Electronics & Communication
Chaired a university tech fest; final-year project with ISRO, India's space agency.
Where the leadership comes from.
Born in Kerala, shaped by a youth movement and a lot of notebooks.

22 years of servant leadership
Active in an international youth movement, growing from a university team to the European team. Built a city organisation from 7 people to 7 self-organising teams, all voluntary.
Visual thinker, lifelong learner
I think in pictures, so I take a lot of notes — about 20 years of journals. I read, invest in tech companies, and love turning complex things into a clear visual.
What's in the bag.
Domains
Technology
Education & certifications
- MBA — Amsterdam Business School, University of Amsterdam (2013)
- BTech — Electronics & Communication, University of Calicut (2008)
- Agile — PSPO-1 · PSM-1 · LeSS Practitioner
- Microsoft — MCSA: SQL Server 2012
Languages
Let's talk.
If you're working on data, product or AI problems where people and technology both matter, I'd like to hear about it.